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The longest 0% balance transfer card available right now is the Barclaycard Platinum up to 28 months credit card, offering an interest-free period of up to 28 months. koikatsu cards However, there is a 3 45% fee to pay Alternatively, the MS Transfer Plus credit card also offers up to 28 months at 0% on balance transfers, but the fee is slightly higher at 3 49%